7KCR EXPRESS

  Retirement planning  o f t en feels distant for individuals in their late twenties or early thirties. With career growth, family responsibilities, and   life st yle  a sp i r ation s  t ak i ng   p r i orit y,   r e ti r emen t  m a y   se e m   l i k e  a long way off. However,   f i n a n cial  wisd o m  consistently emphasizes  one  f un dame n t al  p r inci p le :  time  is the most powerful wealth-building tool. Beginning early allows small, consistent investments to compound over decades. With the right strategy, even an ambitious target like building a ₹1 crore retirement corpus can be achieved comfortably—without putting excessive strain on monthly finances. At age 30, you typically have nearly 30 years before retirement. This extended investment horizon allows compounding to work at its full potential. Compounding ensures that not only your invested capital grows, but the returns g...

On 1st  February 2026 , Finance Minister  Nirmala Sitharaman  presented the  Union Budget 2026–27  in both Houses of Parliament, outlining the Government of India’s vision for the nation’s economic priorities in the coming fiscal year. This budget, the first to be prepared in  Kartavya Bhawan , is anchored in three core  Kartavyas  — or duties — focused on accelerating growth, empowering people, and ensuring equitable access to opportunities. The Budget adopts a balanced approach between expansionary capital investment and fiscal discipline: Total expenditure is estimated at ₹53.5 lakh crore, with non-debt receipts of ₹36.5 lakh crore. Fiscal deficit is targeted at 4.3% of GDP, signaling continued fiscal consolidation. Debt-to-GDP ratio is projected to decline to 55.6%. Gross market borrowings are estimated at ₹17.2 lakh crore. These numbers underline the government’s commitment to fiscal responsibility while sustaining growth and public investmen...